You’re Not Bad With Money — You’re Just Building Without a Blueprint

RJ Thompson

8/16/20253 min read

You’ve mastered multitasking. You know how to pray heaven down, pack three lunches, solve a crisis, and pour into everyone else before noon. But when it comes to money? You go silent. You avoid the bank app like it owes you money. You feel overwhelmed, underprepared, and maybe even a little ashamed.

But here’s the truth: You’re not lazy. You’re not irresponsible. You’ve just never been given a Kingdom blueprint.

We’ve been trained to tithe, not to build. To give, not to grow. To manage lack, not to multiply abundance.

And that disconnect? It’s keeping too many powerhouse women bound to financial survival when they were born to leave a legacy.

The Devil Loves a Distracted Daughter With a Debit Card

Let’s tell the truth out loud.

Satan doesn’t need to destroy your calling if he can keep you distracted by overdraft fees, emotional spending, and secret shame over what you don’t know. If he can tie your identity to your account balance, he’ll keep you spiritually exhausted and financially timid.

But you are not timid. You are not cursed. And you are not “just bad with money.”

You are the gatekeeper of a household, the manager of a future inheritance, and the answer to prayers your great-grandmother didn’t live long enough to see fulfilled.

This isn’t about getting rich — it’s about getting free. Free to make wise decisions. Free to model something different for your daughters. Free to say “we can afford to be generous now, because we planned for it.”

Tithing Is Holy — But Stewardship Is Strategy

Let’s set the record straight.

Tithing is non-negotiable — but it’s not a full financial plan. God doesn’t ask us to give and then live recklessly with the rest. He asks us to partner with Him in wisdom.

That means:

Tracking what’s coming in and what’s going out.

Saying no to buying things for emotional comfort.

Praying before you spend and planning before you panic.

Stopping the cycle of “fixing it later” with a new mindset of “I honor God now.”

We love to declare “He’s Jehovah Jireh! ”But He’s also Jehovah Trainer — and He will teach your hands to war against waste.

Emotional Spending Is a Spiritual Issue Dressed Up Like Retail Therapy

We don’t talk enough about this — but some of y’all aren’t “shopaholics.” You’re just so tired of holding everything together, that buying something you don’t need gives you five seconds of false relief.

It’s not the coffee. Or the shoes. Or the Target run. It’s the desire to feel like something is finally in your control.

But here’s the wake-up call: If you keep spending to escape, you’re actually building the very prison you’re trying to run from.

God doesn’t want your guilt. He wants your awareness. He wants to show you how to spend from peace, not panic. How to save from vision, not fear.

The Proverbs 31 Woman Had Receipts, Sis

She wasn’t just baking bread and raising babies. She bought property. She made deals. She ran her household like a CEO. She didn’t wait for permission. She operated from purpose.

You keep asking God for provision — and He’s asking you to plan. To build. To start learning what you weren’t taught. To stop shrinking to fit other people’s comfort zones.

Wisdom is not about perfection. It’s about willingness. Willing to look at the hard numbers. Willing to get help. Willing to stop hiding behind “I’m just not good with money.”

You don’t get to opt out of stewardship when you’re building a legacy.

You Are Not Just a Spender — You’re a Seed Sower and a System Shifter

Start seeing your bank account as a spiritual tool. Start seeing your grocery list as a blueprint for wellness. Start seeing your investments as declarations of faith.

You’re not budgeting just to survive — you’re stewarding to build the Kingdom.

Ask the Holy Spirit to give you eyes to see:

Where the leaks are.

Where fear is driving the spending.

Where pride is blocking accountability.

Then take one step. That’s all. One step toward freedom. One step toward clarity. One step toward building a bloodline that doesn’t flinch when bills come due — because Mama built it different.

Legacy Doesn’t Happen by Accident — It Happens by Intention

This is your line in the sand.

No more confusion. No more avoidance. No more shame. You’re not too late. You’re not too far behind. You are right on time to flip the script and create a new financial future — one built on truth, wisdom, vision, and bold obedience.

This is the moment you stop surviving and start stewarding.

And when you do?

You won’t just change your budget.

You’ll change your bloodline.